» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The practice of microfinance in Nigeria is culturally rooted and pre dates modern banking era. The traditional microfinance institutions provide access to credit for the rural and urban, low income earners. They are main…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY In the present business environment, leadership styles have emerged as key to achieving greater organizational success because of their direct effect on employee motivation (Gopal and Chowdhury, 2014). Gouraki (2013) mention tha…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The Nigerian banking sector, which plays the intermediation role between the surplus and deficit sectors of the economy, propels the development and growth of the economy. Soludo (2004), proposes the reform of …Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Invention of mobile technology and its devices have brought about efficiency in the manner in which commercial and business activities are performed (Tiwari and Buse, 2007; UNCTAD, 2007). One such technology is mobile telephony. Mobi…Continue Reading »
» ABSTRACT This research presents the investigation into the impact of qualiy lending on banks profitabilty, GT bank in Otta Ogun state was used as the location for the study and a total of 40 staff was sampled. Data was gathered using a self constructed questionnaire and the result gotten was a…Continue Reading »
» ABSTRACT This study focuses on the impact of managerial risk on credit facilities of commercial banks (a case study of GTBank). A proper research was carried out to identify the credit risk management strategies used in GTBank in Ikeja Local government area, to ascertain the influence of manageri…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY It is universally acknowledged that the banking industry plays a catalytic role in the process of economic growth and development. This acknowledgement is reinforced by contemporary conceptualism to the effect that…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The purpose of business as asserted by Peter Drucker is to create customers and provide them with two basic functions of marketing and innovation. In today’s intense competitive business environment, these words ring more bell…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY At an earlier point in history, societal expectations from business organizations did not go beyond official resources allocation and its maximization. In recent time, modern businesses think beyond profit maximization towards being at least socia…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Linking pay to performance and the need to achieve a sustainable competitive advantage is something an organisation seeks to achieve. It is a common practise to associate the introduction of performance based pay with aim of improving…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of i…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Mobile phones have become a tool for everyday use. They have created an opportunity for evolution of banking services to reach the previously unbanked population. Use of mobile banking has made basic financial …Continue Reading »
» 1.0 INTRODUCTION The seed of locust beans (Parkiabiglobosa) plant found growing in the Savannah Africa provides one of the popular seasonings in African diet. The nutritious and delicious food spice is popularly called “ogiri” in Igbo, “iru” in Yoruba and “dawadawa” in Hausa …Continue Reading »
» ABSTRACT The antibacterial activity of three type of medicate soap on staphylococcus aureus isolated from wound infections was conducted. Fifty individual with wound infection within the age range of 9 73 years were sampled. Swabsticks were used to collect specimens from wound infection. each …Continue Reading »
» ABSTRACT A pot experiment were undertaken to ascertain possible mixed infection effects involving Meloidogyne incognita and Fusarium oxysporum on the growth and performance on a resistant and a susceptible tomato plant. The Baermann method of nematode extraction was also used in getting …Continue Reading »
» ABSTRACT To isolate and identify the nasal carriage of Streptococcus pneumonia among children between 0 5years attending Benue State University Teaching Hospital, a total number of 50 nasal swab samples were collected from children and inoculated on a blood agar media. Various bacteria s…Continue Reading »
» ABSTRACT This research work is limited to Makurdi (Wadata and North bank) in Benue State. All the sheep and goats from different origins, in different age group and sex brought to slaughter house at the time of visit were targeted as study population, a simple random sampling method was employed in …Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Trichomonas vaginalis is an anaerobic, flagellated protozoan parasite and the causative agent of trichomoniasis. It is the most common pathogenic protozoan infection of humans in industrialized countries. Infection rates between men a…Continue Reading »
» Abstract In this study, our focus was to carryout a critical analysis on the prevalence of urinary tract parasites in patients. The study specifically was aimed at ascertaining the the prevalence of urinary tract parasites in patients and demographic differentials (parity, gestational age, maternal …Continue Reading »
» ABSTRACT Houseflies are the best known and most widely distributed insects accounting for 90% of all flies in human habitation. A study was undertaken on Parasitic Fauna from the housefly Musca domestica (L) across the University of Agriculture Makurdi Community. A total of 1,309 houseflies were col…Continue Reading »
» ABSTRACT Coconut fruit is a tropical fruit with short shelf live due to prevailing temperature and humid condition in tropical areas like Benue state Nigeria. Consequently, production of wine from fruit may help reduce the level of postharvest loss and increase the range in type of wines. This…Continue Reading »
» ABSTRACT The effect of Sarosate (N phosphonomethyl glycine) a non selective herbicide on the mycelial extension growth and sporulation of three soil fungi, (Aspergillius niger, Trichoderma sp. and Penicillium sp.) were investigated on Patotoe Dextrose Agar (PDA) containing 0, 0.01, 0.1, 0.5 and 1.0%…Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Abortion is the ending of pregnancy by removing a fetus or embryo before it can survive outside the uterus. An abortion which occurs spontaneously is also known as a miscarriage. An abortion may be caused purposely and is then called an i…Continue Reading »
» ABSTRACT The problem of every hospital when the targeted objective is not achieved is that there is something wring either with health care givers, the patients or the general public. In order to improve the standard of health of the patients and keep them progressively fit. The reason why suc…Continue Reading »
» ABSTRACT This research work was conducted precisely to find out the need for the awareness and relevance of medical social worker in the hospital. The main instrument that was used in this study was the questionnaire which was designed in a way that will enable the researcher to have strong ev…Continue Reading »
